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Boston Fed Survey Shows Americans Can Be Choosy About Their Payment Methods

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Sunday, October 31, 2010

Boston Fed Survey Shows Americans Can Be Choosy About Their Payment Methods

Tags » Credit Cards, Debit Cards, Prepaid Cards  » Comments (0)

survey_graphic_140px.png"A sizable and growing minority of American consumers who once possessed a credit card no longer have one," says the Federal Reserve Bank of Boston’s Consumer Payments Research Center. Surveys done over the last two years indicate that the “discard rate,” the percentage of consumers who have abandoned that method of paying for purchases, grew from 14% in 2008 to 16.5% in 2009. In contrast, the discard rate among Americans for prepaid cards was 27.5%. Debit cards were about 5%.

These figures were announced in the 2008 Survey of Consumer Payment Choice (SCPC), annual study by the Boston Fed that is available to the public for free.


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